Real Estate Private Lending
Put Your Capital to Work in Real Estate
Private real estate lending opportunities secured by first-position mortgages on qualifying investment properties.
Integrity Property Management connects qualified investors with carefully evaluated real estate lending opportunities designed to provide income while being secured by real property.
Real Estate. Real Collateral.
Real Opportunities
Real estate investors frequently need short-term capital to acquire, renovate, refinance, or reposition properties.
Integrity helps connect that demand for capital with investors seeking opportunities to put their money to work through real-estate-backed private loans.
Potential lending opportunities include:
Fix & Flip -Short-term financing for qualified investment properties undergoing renovation.
Bridge Loans - Capital designed to bridge the gap between acquisition and permanent financing or disposition.
Investor Acquisition Loans - Financing for experienced real estate investors acquiring income-producing or investment properties.
A Real Estate Company That
Understands Real Estate Lending
Our experience managing investment properties gives us a unique perspective when evaluating real estate opportunities.
First-Position Security - Select loans are secured by first-position mortgages on qualifying real estate.
Real Estate Focused - Our lending model focuses on real estate investment rather than unsecured business lending.
Vetted Borrowers - Borrowers and proposed projects are evaluated before lending opportunities are presented.
Defined Loan Terms - Each opportunity is structured around a specific property, loan amount, term and repayment strategy.
Frequently Asked Questions
1. How does private real estate lending work?
Investors provide capital for qualifying real estate loans secured by the underlying property. Investors receive payments according to the terms established in the loan documents.
2. What types of real estate loans do you offer?
We focus primarily on fix-and-flip, bridge loans, and investor acquisition loans for qualifying real estate projects.
3. How is my investment secured?
Loans are secured by a first-position mortgage on the underlying real estate. While first-position security provides a priority lien position, it does not eliminate investment risk.
4. What kind of returns can investors expect?
The expected annual interest rate is 10%, with payments typically structured as monthly interest payments. Actual terms may vary by lending opportunity.
5. How long are the investments?
Loans are structured for 12-month terms on average, depending on the specific project and loan structure.
6. How often do investors receive payments?
Investors typically receive monthly interest payments throughout the term of the loan.
7. What is the minimum amount required to invest?
The typical minimum investment is $100,000.
8. How do I become an investor?
Contact us to discuss the details and be added to our investment opportunity list.
We can provide information about upcoming lending opportunities as they become available.
9. Can I review the property and loan information before investing?
Yes. Investors can review applicable property, borrower, loan, and project information before deciding whether to participate.
10. Are private real estate investments risk-free?
No. Private real estate lending involves risk, including potential loss of principal, borrower default, changes in property value, foreclosure delays, and limited liquidity. A first-position mortgage does not guarantee repayment.
11. When do I receive my money back?
Investors typically receive their monthly interest payments throughout the loan term, with the original investment principal returned in a balloon payment at the end of the loan term, subject to the terms of the loan documents.
